Session securedBook a demoSession securedBook a demoekShield · Protect the User
No code to steal, no code to intercept. ekShield binds every login and transaction to the customer's own device — phishing-resistant, compliant with CBUAE, RBI, SAMA, BSP and MAS, and already live across mobile, web, call centre and 3DS at the UAE's 3rd largest bank.
Ektar Bank · locked
09:41
Push · signed challenge delivered
Transfer request
AED 42,500.00
Biometric check
Matching device-bound passkey…
Authentication · ekShield
Transfer approved
ECDSA P-256 · sig 3f9a·c2e1
01
Reduce risk. Closes the phishing, SIM-swap, and replay gaps that SMS OTP can't.
02
Save cost. Removes the per-message fee banks pay telecom operators on every SMS OTP, multiplied across millions of logins a month.
03
Improve customer experience. One tap on a trusted device, replacing a code that's slow, easy to mistype, and frustrating to wait for.
Six digits, no binding, no encryption — and every way of stealing them already works at scale.
Account takeover. SIM swap, SS7 exploits and overlay malware intercept the code before it reaches the customer.
Real-time phishing. A code read aloud or typed into a fake screen reaches the attacker as fast as the customer.
Zero transaction binding. One code approves any amount, to anyone — no link to what it authorized.
Regulatory bans. CBUAE, SAMA, RBI, MAS and BSP have already outlawed it for high-risk transactions.
Approval fatigue. Look-alike prompts with no number matching train customers to tap "approve" on anything.
Delivery & cost. Carrier delays, dead zones and rising per-SMS fees erode trust and margin alike.
01
Stays inside your own infrastructure. Every credential, key, and log lives on the bank's own servers — never on Ektar's.
02
Extra checks trigger automatically. Step-up verification is driven directly by the bank's own fraud-risk score, not a fixed rule.
03
Works everywhere. Mobile, web, ATM, cards, contact centre, and messaging — across Retail, Corporate, and SME — all on one platform.
04
Number matching. Addresses approval fatigue by requiring the customer to match a number, not just tap approve.
05
Fully offline-capable, with silent registration and automatic key rotation running in the background.
06
Card-not-present coverage, scheme-agnostic across Visa, Mastercard, and domestic schemes.
07
Standalone white-label authenticator app, in addition to an embedded SDK.
08
Pull-based recovery — customers can view and act on any missed approval, right inside the app.
01
On enrollment, the phone generates a rotating credential inside its own secure hardware chip.
02
Every login or approval is signed with that credential and expires the instant it's used — nothing can be captured and replayed.
03
Each approval is bound to the exact transaction it authorizes, so a stolen approval can't be reused for a different payment.
UAE (CBUAE), Saudi Arabia (SAMA), India (RBI), Singapore (MAS), and the Philippines (BSP) have all banned or are phasing out SMS one-time codes as a standalone authentication method.
Join the banks already live on device-bound MFA — watch ekShield stop a phishing attempt and approve a real transaction, in the same 20-minute walkthrough.